Saving vs. Investing: What to keep in mind
It was a problem we all had as kids when we found a dollar: Does it go into the piggy bank or get spent on something to enjoy into the future? The options change as…
Emergency Savings Strategies to Improve Financial Security
No one wants to think about all the things that can go wrong in the course of modern life – and they really don’t want to think about how to pay for it. But an…
Financial planning: Understanding what it is – and isn’t
Finances are complicated. Gone are the days of one checking account, one savings account, and a pension for the future. People today are bombarded with advice, decisions, and complex financial products that can make planning…
How to Detect and Prevent Business Fraud
For as long as there has been business, there has been business fraud. Although technology has changed the methods, the basic approaches are still the same.
Managing Debt: A Thoughtful, Comprehensive Approach
Debt sometimes is treated like a bad word. When managed correctly, the right kind of debt can be a useful financial tool. Paying off debt in a timely manner and not letting it get out…
What are mortgage points, and how do they work?
Mortgage points are fees a homebuyer can pay upfront in exchange for a lower interest rate. It’s important to understand the effect of paying points on the long-term cost of a mortgage.