Managing Your Credit Rating
Credit ratings are an important measure of a person’s financial wellness. Think of them as a report card for your finances. Lenders review credit ratings to determine the risk associated with the requested loan. The…
Student Debt Is Deeper Than You Think
Every generation bemoans the fact that things today are far more expensive than they were 20 years ago. In 1940, the median home value in the U.S. was just under $3,000. Sixty years later, the…
Debt Management – Getting a “Leg Up” on the Future
Having a strategy in place to manage debt, whether credit cards, a mortgage, student or car loans, may help improve your financial well-being and get you on track to saving for your future.
Understanding What the Markets Are Telling Us
No financial firm of integrity will tell you to try to predict the markets from day to day, or make a big shift in your investments based on headlines. But that doesn’t mean that you…
Retirement Investing – Market Volatility
Market volatility is an inevitable part of investing. These bouts of volatility can be unnerving, but they are a normal feature of long-term investing. Retirement investors should expect to see market declines periodically throughout their…
Investing Made Easy – Dollar Cost Averaging
What if your retirement contributions weren’t automatically deducted and invested in your plan? What if you had to remember to write a check or transfer funds? Would you do it? Every payday?