{"id":2743,"date":"2024-09-03T14:05:09","date_gmt":"2024-09-03T14:05:09","guid":{"rendered":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/?page_id=2743"},"modified":"2024-10-01T20:14:56","modified_gmt":"2024-10-01T20:14:56","slug":"home-loans","status":"publish","type":"page","link":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/personal\/borrowing\/home-loans\/","title":{"rendered":"Home Loans"},"content":{"rendered":"\n<section id=\"Header\" class=\"hero hero-position-1\">\n    <div class=\"container\">\n        <div class=\"hero-slider\">\n            <div class=\"hero-container image-right\"><div class=\"left\">                                                        <img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/themes\/alerus\/img\/swoosh.svg\" alt=\"alerus image accent\" class=\"hero-swoosh\">\n                            \n                        <h1>Your journey to homeownership starts here.<\/h1>\n                                                <p>Every homebuyer is unique and so are their mortgage needs. Whether you&#8217;re buying a home, refinancing, building, or using your home equity, we offer solutions tailored to fit your goals.<\/p>\n                                                    <div class=\"buttons\">\n                                                                    <a class=\"btn primary\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/personal\/borrowing\/home-loans\/find-your-path-to-your-new-home\/\" target=\"\">Get pre-approved<\/a>\n                                                                                                    <a class=\"btn secondary\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/mortgage-bankers\/\" target=\"\">Talk to a mortgage banker<\/a>\n                                                            <\/div>\n                         \n                    <\/div>                        <div class=\"right\">\n                            <img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/uploads\/2024\/09\/GettyImages-1923329464-Hero01.jpg\" alt=\"Gettyimages 1923329464 Hero01\">\n                        <\/div>\n                    <\/div>        <\/div>\n            <\/div>\n<\/section>\n\n\n<section class=\"breadcrumbs\">\n    <div class=\"container breadcrumbWrapper\">\n        <p id=\"breadcrumbs\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/p>    <\/div>\n<\/section>\n\n\n<section id=\"Explore\" class=\"icons notop\">\n    <div class=\"container\">\n        <div class=\"intro\"><h2 style=\"text-align: center;\"><strong>Mortgage solutions designed around you.<\/strong><\/h2>\n<p style=\"text-align: center;\">Explore the options below to find the right path.<\/p>\n<\/div><a class=\"icon-card\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/personal\/borrowing\/home-loans\/buying-a-home\/\" target=\"\">                   \n                    <div class=\"icon\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/plugins\/acf-image-select-field-main\/assets\/mortgage.svg\" alt=\"Buying a home icon\"><\/div>\n                                            <div class=\"content\">\n                            <h3>Buying a home<\/h3>\n                        <\/div>\n                        <\/a>            <a class=\"icon-card\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/personal\/borrowing\/home-loans\/refinancing-your-home\/\" target=\"\">                   \n                    <div class=\"icon\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/plugins\/acf-image-select-field-main\/assets\/mortgage.svg\" alt=\"Refinancing a home icon\"><\/div>\n                                            <div class=\"content\">\n                            <h3>Refinancing a home<\/h3>\n                        <\/div>\n                        <\/a>            <a class=\"icon-card\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/personal\/borrowing\/home-loans\/building-a-home\/\" target=\"\">                   \n                    <div class=\"icon\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/plugins\/acf-image-select-field-main\/assets\/mortgage.svg\" alt=\"Building and renovation icon\"><\/div>\n                                            <div class=\"content\">\n                            <h3>Building and renovation<\/h3>\n                        <\/div>\n                        <\/a>            <a class=\"icon-card\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/personal\/borrowing\/home-loans\/home-equity-loans-and-lines\/\" target=\"\">                   \n                    <div class=\"icon\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/plugins\/acf-image-select-field-main\/assets\/mortgage.svg\" alt=\"Using home equity icon\"><\/div>\n                                            <div class=\"content\">\n                            <h3>Using home equity<\/h3>\n                        <\/div>\n                        <\/a>                <\/div>\n<\/section>\n\n\n<section id=\"Conventional &#038; FHA\" class=\"comparison\">\n    <div class=\"container\">\n        <div class=\"intro\"><h3>Explore loan types.<\/h3>\n<p>Whether you&#8217;re buying your first home, refinancing, or building your dream house, we offer a variety of loans to fit your unique situation.<\/p>\n<\/div>        <div class=\"comparisonTable\">\n            \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>Conventional Loans<\/h3>\n                                                <p>Perfect for buyers looking for flexiblity and competitive rates. <\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><ul class=\"checklist\" style=\"columns: 1;\">\n<li>Available in both fixed and ARM<\/li>\n<li>Lower interest rates for qualified buyers<\/li>\n<li>Down payments as low as 3%<sup>1<\/sup><\/li>\n<li>Renovation loan for fixer-up<\/li>\n<li>No private mortgage insurance (PMI) with 20% down<\/li>\n<\/ul>\n<\/div>                        <\/div>\n\n                                            <\/div>\n                <\/div>\n\n                \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>FHA Loans<\/h3>\n                                                <p>Ideal for first-time homebuyers or those with lower credit scores. <\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><ul class=\"checklist\" style=\"columns: 1;\">\n<li>Down payment as low as 3.5%<sup>2<\/sup><\/li>\n<li>Easier credit qualifying<\/li>\n<li>Higher debt-to-income ratio<\/li>\n<li>Can be used for purchase or refinance<\/li>\n<li>203k renovation loan<\/li>\n<\/ul>\n<\/div>                        <\/div>\n\n                                            <\/div>\n                <\/div>\n\n                        <\/div>\n    <\/div>\n    <\/section>\n\n\n<section id=\"VA &#038; USDA\" class=\"comparison notop\">\n    <div class=\"container\">\n                <div class=\"comparisonTable\">\n            \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>VA Loans<\/h3>\n                                                <p>Best for eligible veterans, active service members, and their families.<\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><ul class=\"checklist\" style=\"columns: 1;\">\n<li>No down payment required<\/li>\n<li>No private mortgage insurance (PMI)<\/li>\n<li>Flexible credit and income requirements<\/li>\n<\/ul>\n<\/div>                        <\/div>\n\n                                            <\/div>\n                <\/div>\n\n                \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>USDA Loans <\/h3>\n                                                <p>Designed for buyers in eligible rural areas seeking affordable housing.<\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><ul class=\"checklist\" style=\"columns: 1;\">\n<li>No down payment required<\/li>\n<li>Low fixed interest rates<\/li>\n<li>Income-based eligibility<\/li>\n<\/ul>\n<\/div>                        <\/div>\n\n                                            <\/div>\n                <\/div>\n\n                        <\/div>\n    <\/div>\n    <\/section>\n\n\n<section id=\"Portfolio and Jumbo\" class=\"comparison notop\">\n    <div class=\"container\">\n                <div class=\"comparisonTable\">\n            \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>Portfolio Loans<\/h3>\n                                                <p>Ideal for buyers with unique financial or non-traditional income situations.<\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><ul class=\"checklist\" style=\"columns: 1;\">\n<li>Custom loan terms for flexible financing<\/li>\n<li>Primary residences only<\/li>\n<li>Flexible qualification criteria for complex financial profiles<\/li>\n<li>Available for self-employed or high net-worth individuals<\/li>\n<\/ul>\n<\/div>                        <\/div>\n\n                                            <\/div>\n                <\/div>\n\n                \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>Jumbo Loans<\/h3>\n                                                <p>For buyers needing financing that exceeds conventional loan limits.<\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><ul class=\"checklist\" style=\"columns: 1;\">\n<li>High loan amounts for luxury or high-cost properties<\/li>\n<li>Competitive interest rates<\/li>\n<li>Customizable loan terms to meet unique financial goals<\/li>\n<\/ul>\n<\/div>                        <\/div>\n\n                                            <\/div>\n                <\/div>\n\n                        <\/div>\n    <\/div>\n    <\/section>\n\n\n<section id=\"Programs\" class=\"comparison\">\n    <div class=\"container\">\n                <div class=\"comparisonTable\">\n            \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>Physician\/Professional Mortgage Program<\/h3>\n                                                <p>Tailored for medical professionals, accountants, and attorneys.<\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><ul class=\"checklist\" style=\"columns: 1;\">\n<li>Low down payment options<\/li>\n<li>Flexible qualifying terms<\/li>\n<li>Available for first-time and repeat homebuyers<\/li>\n<\/ul>\n<\/div>                        <\/div>\n\n                        <div class=\"cta\">\n                            <a class=\"btn\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/personal\/borrowing\/home-loans\/professional-loan-program\/\" target=\"\"><span>Learn more<\/span><\/a>\n                        <\/div>                    <\/div>\n                <\/div>\n\n                \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>Down Payment Assistance Programs<\/h3>\n                                                <p>Perfect for buyers needing help with upfront costs. <\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><ul class=\"checklist\" style=\"columns: 1;\">\n<li>Grants and low-interest loans<\/li>\n<li>Flexible eligibility on income and location<\/li>\n<li>Some programs offer assistance with closing costs<\/li>\n<\/ul>\n<\/div>                        <\/div>\n\n                        <div class=\"cta\">\n                            <a class=\"btn\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/personal\/borrowing\/home-loans\/first-time-home-buyer\/#Down\" target=\"\"><span>Learn more<\/span><\/a>\n                        <\/div>                    <\/div>\n                <\/div>\n\n                        <\/div>\n    <\/div>\n    <\/section>\n\n\n<section id=\"Closing Guarantee\" class=\"hero hero-position-2 notop nobottom\">\n    <div class=\"container\">\n        <div class=\"hero-slider\">\n            <div class=\"hero-container full-left\"><div class=\"hero-background-image full-left\" style=\"background-image:url(https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/uploads\/2024\/09\/GettyImages-2103894533-Hero02.jpg);\"><\/div><div class=\"full-hero-container\"><div class=\"content\">                                                        <img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/themes\/alerus\/img\/swoosh.svg\" alt=\"alerus image accent\" class=\"hero-swoosh\">\n                            \n                        <h1>Backed by our powerful closing guarantee*.<\/h1>\n                                                <p>It\u2019s our commitment to you to close according to the terms of our approval letter, or we will pay $20,000 to the seller \u2014 which can really stand out when it comes to putting in an offer.<\/p>\n                         \n                    <\/div><\/div><\/div>        <\/div>\n            <\/div>\n<\/section>\n\n\n<section id=\"Tools\" class=\"icons\">\n    <div class=\"container\">\n        <div class=\"intro\"><h2>Mortgage tools to help you plan.<\/h2>\n<\/div><a class=\"icon-card\" href=\"#\" target=\"\">                   \n                    <div class=\"icon\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/plugins\/acf-image-select-field-main\/assets\/mobile.svg\" alt=\"Mortgage calculators icon\"><\/div>\n                                            <div class=\"content\">\n                            <h3>Mortgage calculators<\/h3>\n                        <\/div>\n                        <\/a>            <a class=\"icon-card\" href=\"#\" target=\"\">                   \n                    <div class=\"icon\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/plugins\/acf-image-select-field-main\/assets\/checking.svg\" alt=\"Download: Pre-approval checklist icon\"><\/div>\n                                            <div class=\"content\">\n                            <h3>Download: Pre-approval checklist<\/h3>\n                        <\/div>\n                        <\/a>            <a class=\"icon-card\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/personal\/borrowing\/home-loans\/first-time-home-buyer\/\" target=\"\">                   \n                    <div class=\"icon\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/plugins\/acf-image-select-field-main\/assets\/checking.svg\" alt=\"First-time home buyer guide icon\"><\/div>\n                                            <div class=\"content\">\n                            <h3>First-time home buyer guide<\/h3>\n                        <\/div>\n                        <\/a>                <\/div>\n<\/section>\n\n\n<section id=\"FAQs\" class=\"accordion\">\n    <div class=\"container\">\n        <div class=\"intro\"><h2>Frequently Asked Questions<\/h2>\n<\/div>     \n        <div class=\"accordionItems  accordion-padding\" id=\"accordionItems-1\">\n            \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-1-1\"><span>I need to check the status of my loan or update information. Where do I go?<\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-1-1\"><p>To check the status of your loan or to modify\/add information, you can <span style=\"color: #297894;\"><a style=\"color: #297894;\" href=\"https:\/\/apply.alerus.com\/#\/?referrerid=alerus\" target=\"_blank\" rel=\"noopener\"><strong>click here<\/strong><\/a>.<\/span><\/p>\n<\/div><\/div>\n                \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-2-1\"><span>What is the difference between a fixed-rate and an adjustable-rate mortgage (ARM)?<\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-2-1\"><p>A fixed-rate mortgage has an interest rate that remains the same for the life of the loan, providing consistent monthly payments. An adjustable-rate (ARM), on the other hand, has an interest rate that may change after the initial period, causing your payments to increase or decrease over time.<\/p>\n<\/div><\/div>\n                \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-3-1\"><span>How much of a down payment do I need for a mortgage?<\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-3-1\"><p>The required down payment depends on the type of loan. Conventional loans can require as little as 3% down, FHA loans as low as 3.5%, and VA and USDA loans may not require any down payment. A larger down payment can help reduce your monthly payments and potentially avoid private mortgage insurance (PMI).<\/p>\n<\/div><\/div>\n                \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-4-1\"><span>What is private mortgage insurance (PMI) and do I need it? <\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-4-1\"><p>PMI is insurance that protects the lender if you default on your loan. It is typically required for conventional loans when the down payment is less than 20%. You may be able to cancel PMI once you reach 20% equity in your home.<\/p>\n<\/div><\/div>\n                \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-5-1\"><span>How is my mortgage interest rate determined? <\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-5-1\"><p>Your mortgage interest rate is influenced by several factors, including your credit score, the size of your down payment, the loan type, the loan amount, and the current market conditions. A higher credit score and larger down payment typically result in lower interest rates.<\/p>\n<\/div><\/div>\n                \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-6-1\"><span>Can I get pre-approved for a mortgage before I start house hunting?<\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-6-1\"><p>YES. Getting pre-approved is highly recommended. A pre-approval provides an estimate of how much you can borrow and helps you understand your budget when shopping for homes. It also shows sellers that you&#8217;re a serious buyer, which can strengthen your offer.<\/p>\n<p><strong>Ready to get started?<\/strong> Contact a <span style=\"color: #297894;\"><a style=\"color: #297894;\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/mortgage-bankers\/\">mortgage banker<\/a> <\/span>or <span style=\"color: #297894;\"><a style=\"color: #297894;\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/personal\/borrowing\/home-loans\/find-your-path-to-your-new-home\/\">get pre-approved today<\/a>.<\/span><\/p>\n<\/div><\/div>\n                        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"Financial Advice\" class=\"posts\">\n    <div class=\"container\">\n        <h2>Financial advice for every step of your journey.<\/h2>\n                    <div class=\"columns\">\n                \n                    <a class=\"post\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/financial-advice\/10-tips-for-home-buyers\/\">                        \n                        <div class=\"content\">\n                            <p class=\"label eyebrow\">Read Article<\/p>\n                            <h3>10 Tips for Home Buyers<\/h3>\n                        <\/div>\n                    <\/a>\n                        \n                \n                    <a class=\"post\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/financial-advice\/best-practices-when-buying-a-home\/\">                        \n                        <div class=\"content\">\n                            <p class=\"label eyebrow\">Read Article<\/p>\n                            <h3>Best practices when buying a home<\/h3>\n                        <\/div>\n                    <\/a>\n                        \n                \n                    <a class=\"post\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/financial-advice\/five-things-to-know-about-mortgages-and-homebuying\/\">                        \n                        <div class=\"content\">\n                            <p class=\"label eyebrow\">Read Article<\/p>\n                            <h3>5 things to know about mortgages and homebuying<\/h3>\n                        <\/div>\n                    <\/a>\n                        \n                            <\/div>\n               \n    <\/div>\n<\/section>\n\n\n<section id=\"Footer CTA\" class=\"hero hero-position-3\">\n    <div class=\"container\">\n        <div class=\"hero-slider\">\n            <div class=\"hero-container blue\"><div class=\"content\">                                                        <img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/themes\/alerus\/img\/swoosh.svg\" alt=\"alerus image accent\" class=\"hero-swoosh\">\n                            \n                        <h1>Expert guidance for your home loan needs.<\/h1>\n                                                <p>We&#8217;re here to guide you through every step of the homebuying process. Whether you&#8217;re navigating it for the first time or ready to dive in and get started, our experienced mortgage bankers are here to help you find the best loan to fit your needs.<\/p>\n<p>Need to check the status of your loan? <span style=\"color: #40a8cb;\"><a style=\"color: #40a8cb;\" href=\"https:\/\/apply.alerus.com\/#\/?referrerid=alerus\" target=\"_blank\" rel=\"noopener\">Manage your loan.<\/a><\/span><\/p>\n                                                    <div class=\"buttons\">\n                                                                    <a class=\"btn primary\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/personal\/borrowing\/home-loans\/find-your-path-to-your-new-home\/\" target=\"\">Find your path to your new home<\/a>\n                                                                                                    <a class=\"btn secondary\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/mortgage-bankers\/\" target=\"\">Find a mortgage banker<\/a>\n                                                            <\/div>\n                         \n                    <\/div><\/div>        <\/div>\n            <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":1714,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2743","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/2743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/comments?post=2743"}],"version-history":[{"count":112,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/2743\/revisions"}],"predecessor-version":[{"id":37657,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/2743\/revisions\/37657"}],"up":[{"embeddable":true,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/1714"}],"wp:attachment":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/media?parent=2743"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}