{"id":2751,"date":"2024-09-03T14:12:11","date_gmt":"2024-09-03T14:12:07","guid":{"rendered":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/?page_id=2751"},"modified":"2024-10-01T21:28:59","modified_gmt":"2024-10-01T21:28:59","slug":"business-credit-cards","status":"publish","type":"page","link":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/business\/financing\/business-credit-cards\/","title":{"rendered":"Business Credit Cards"},"content":{"rendered":"\n<section id=\"Header\" class=\"hero hero-position-1\">\n    <div class=\"container\">\n        <div class=\"hero-slider\">\n            <div class=\"hero-container image-right\"><div class=\"left\">                                                        <img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/themes\/alerus\/img\/swoosh.svg\" alt=\"alerus image accent\" class=\"hero-swoosh\">\n                            \n                        <h1>Your credit, our expertise.<\/h1>\n                                                <p>Simplify your business expenses with smart credit solutions.<\/p>\n                         \n                    <\/div>                        <div class=\"right\">\n                            <img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/uploads\/2024\/09\/Business-Cash-Preferred-Card-blue.png\" alt=\"Business Cash Preferred Card Blue\">\n                        <\/div>\n                    <\/div>        <\/div>\n            <\/div>\n<\/section>\n\n\n<section class=\"breadcrumbs\">\n    <div class=\"container breadcrumbWrapper\">\n        <p id=\"breadcrumbs\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/p>    <\/div>\n<\/section>\n\n<section id=\"intro title\" class=\"general one-column default\">\n    <div class=\"container\">\n        <div class=\"column\"><div class=\"module\"><h3 style=\"text-align: center;\">Find a card that&#8217;s right for you.<\/h3>\n<\/div><\/div>    <\/div>\n<\/section>\n\n\n\n<section id=\"Cards 1\" class=\"comparison\">\n    <div class=\"container\">\n                <div class=\"comparisonTable\">\n            \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>Business Cash Preferred Card<sup>3,4<\/sup><\/h3>\n                                                <p>Reward your business and earn up to 3% cash back on eligible net business purchases.<\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><p style=\"font-size: 16px;\">Intro APR<sup>*<\/sup>\u00a0for Purchases and Balance Transfers:\u00a00% introductory APR for the first 6 billing cycles. After that, 18.99% to 27.99% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate.<\/p>\n<ul class=\"checklist\" style=\"columns: 1;\">\n<li><strong>No annual fee<\/strong><\/li>\n<li>\n<p style=\"font-size: 16px;\"><strong>Earn 3% cash back <\/strong>on eligible purchases at gas stations, office supply stores, restaurants, and more<sup>4<\/sup><\/p>\n<\/li>\n<li>\n<p style=\"font-size: 16px;\"><strong>Earn 1% unlimited cash back <\/strong>on all other eligible net purchases<\/p>\n<\/li>\n<li>\n<p style=\"font-size: 16px;\"><strong>$25 cash back awarded<\/strong> after your first purchase<sup>5<\/sup><\/p>\n<\/li>\n<li>\n<p style=\"font-size: 16px;\"><strong>$100 annual software credit <\/strong>after 11 consecutive monthly software transactions<sup>7<\/sup><\/p>\n<\/li>\n<\/ul>\n<p><a class=\"btn primary\" href=\"https:\/\/onboarding.elancreditcard.com\/usl\/business\/credit-card\/application\/business-information?locationCode=07315&amp;offerId=R3MV2VDWD2&amp;sourceCode=43195&amp;preparerType=customer\" target=\"_blank\" rel=\"noopener\">Apply now<\/a> <a class=\"btn secondary\" href=\"https:\/\/creditcardlearnmore.com\/11t3\/business-cash-preferred?ecdma-lc=07315&amp;ecid=OTHE_25940\" target=\"_blank\" rel=\"noopener\">Learn more<\/a><\/p>\n<p><a href=\"https:\/\/online1.elancard.com\/pdap\/terms?step=display&amp;offerId=R3MV2VDWD2&amp;locationCode=07315\" target=\"_blank\" rel=\"noopener\">See terms and conditions.<\/a><\/p>\n<\/div>                        <\/div>\n\n                                            <\/div>\n                <\/div>\n\n                \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>Smart Business Rewards Card <sup>1<\/sup><\/h3>\n                                                <p>More Rewards. Less Rules. No Point Limits. Earn 2x rewards in your top two categories.<\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><p style=\"font-size: 16px;\">APR for Purchases and Balance Transfers: 19.99% to 26.99% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate.<\/p>\n<ul class=\"checklist\" style=\"columns: 1;\">\n<li>\n<p style=\"font-size: 16px;\">Annual Fee: $0 introductory annual fee for the first 12 months. After that, $95 for account owners and $0 for authorized employees.<\/p>\n<\/li>\n<li>\n<p style=\"font-size: 16px;\"><strong>2X points per $1 spent<sup>1 <\/sup><\/strong>in your top two spend categories each month &#8211; automatically<\/p>\n<\/li>\n<li>\n<p style=\"font-size: 16px;\"><strong>1x points monthly per $1 spent<\/strong> on other eligible purchases<\/p>\n<\/li>\n<li>\n<p style=\"font-size: 16px;\"><strong>20,000 bonus rewards points (equal up to $200)<\/strong> rewarded when you spend $500 within the first 90 days of account opening<sup>2<\/sup><\/p>\n<\/li>\n<\/ul>\n<p><a class=\"btn primary\" href=\"https:\/\/onboarding.elancreditcard.com\/usl\/business\/credit-card\/application\/business-information?locationCode=07315&amp;offerId=HGDPG47WBV&amp;sourceCode=37552&amp;preparerType=customer\" target=\"_blank\" rel=\"noopener\">Apply now<\/a> <a class=\"btn secondary\" href=\"https:\/\/creditcardlearnmore.com\/11t3\/smart-business-rewards?ecdma-lc=07315&amp;ecid=OTHE_25940\" target=\"_blank\" rel=\"noopener\">Learn more<\/a><\/p>\n<p><a href=\"https:\/\/online1.elancard.com\/pdap\/terms?step=display&amp;offerId=HGDPG47WBV&amp;locationCode=07315\" target=\"_blank\" rel=\"noopener\">See terms and conditions.<\/a><\/p>\n<\/div>                        <\/div>\n\n                                            <\/div>\n                <\/div>\n\n                        <\/div>\n    <\/div>\n    <\/section>\n\n\n<section id=\"Cards 1\" class=\"comparison\">\n    <div class=\"container\">\n                <div class=\"comparisonTable\">\n            \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>Real Rewards Card<sup>6,3<\/sup><\/h3>\n                                                <p>Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).<sup>5<\/sup><\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><p style=\"font-size: 16px;\">Intro APR* for Purchases and Balance Transfers: Business Real Rewards: 0% introductory APR for the first 6 billing cycles. After that, 19.24% to 28.24% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate.<\/p>\n<ul class=\"checklist\" style=\"columns: 1;\">\n<li><strong>No annual fee<\/strong><\/li>\n<li>\n<p style=\"font-size: 16px;\"><strong>2,500 bonus rewards <\/strong>points awarded after first purchase<sup>5<\/sup><\/p>\n<\/li>\n<li>\n<p style=\"font-size: 16px;\">Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)<sup>6<\/sup><\/p>\n<\/li>\n<\/ul>\n<p><a class=\"btn primary\" href=\"https:\/\/onboarding.elancreditcard.com\/usl\/business\/credit-card\/application\/business-information?locationCode=07315&amp;offerId=WB4R8PG5MD&amp;sourceCode=7514&amp;preparerType=customer\" target=\"_blank\" rel=\"noopener\">Apply now<\/a> <a class=\"btn secondary\" href=\"https:\/\/creditcardlearnmore.com\/11t3\/business-real-rewards?ecdma-lc=07315&amp;ecid=OTHE_25940\" target=\"_blank\" rel=\"noopener\">Learn more<\/a><\/p>\n<p><a href=\"https:\/\/online1.elancard.com\/pdap\/terms?step=display&amp;offerId=WB4R8PG5MD&amp;locationCode=07315\" target=\"_blank\" rel=\"noopener\">See terms and conditions.<\/a><\/p>\n<\/div>                        <\/div>\n\n                                            <\/div>\n                <\/div>\n\n                \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>Business Card<\/h3>\n                                                <p>Save on interest with an extended low introductory rate.<\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><p style=\"font-size: 16px;\">Intro APR* for Purchases and Balance Transfers: Business: 0% introductory APR for the first 18 billing cycles. After that, 17.99% to 26.99% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate.<\/p>\n<ul class=\"checklist\" style=\"columns: 1;\">\n<li><strong>No annual fee<\/strong><\/li>\n<li>\n<p style=\"font-size: 16px;\">Save on interest with a great low rate<\/p>\n<\/li>\n<li>\n<p style=\"font-size: 16px;\">Use for large purchases, unexpected expenses or last-minute necessities<\/p>\n<\/li>\n<li>\n<p style=\"font-size: 16px;\">Save on interest and pay down your other credit card balances faster<\/p>\n<\/li>\n<\/ul>\n<p><a class=\"btn primary\" href=\"https:\/\/onboarding.elancreditcard.com\/usl\/business\/credit-card\/application\/business-information?locationCode=07315&amp;offerId=12MHRHX4G1&amp;sourceCode=84313&amp;preparerType=customer\" target=\"_blank\" rel=\"noopener\">Apply now<\/a> <a class=\"btn secondary\" href=\"https:\/\/creditcardlearnmore.com\/11t3\/202208\/business-platinum?ecdma-lc=07315&amp;ecid=OTHE_25940\" target=\"_blank\" rel=\"noopener\">Learn more<\/a><\/p>\n<p><a href=\"https:\/\/online1.elancard.com\/pdap\/terms?step=display&amp;offerId=12MHRHX4G1&amp;locationCode=07315\" target=\"_blank\" rel=\"noopener\">See terms and conditions.<\/a><\/p>\n<\/div>                        <\/div>\n\n                                            <\/div>\n                <\/div>\n\n                        <\/div>\n    <\/div>\n    <\/section>\n\n\n<section id=\"Commercial \" class=\"comparison\">\n    <div class=\"container\">\n                <div class=\"comparisonTable\">\n            \n                <div class=\"tableItem\">\n                    <div class=\"heading\">\n                        <h3>Alerus Commercial One Card<\/h3>\n                                                <p>Designed to support purchasing, travel, entertainment, and fleet capabilities combined with powerful reporting and card management solutions.<\/p>\n                                            <\/div>\n                    <div class=\"content\">\n                        <div class=\"tableItems\">\n                            <div class=\"comparison-text\"><ul class=\"checklist\" style=\"columns: 1;\">\n<li>No annual card fees<\/li>\n<li>Integrated payment platforms compatibility<\/li>\n<li>Supplier enablement services<\/li>\n<li>Competitive revenue share options<\/li>\n<li>Automated and integrated payables capabilities<\/li>\n<li>Contactless cards: Tap. Pay. Go.<\/li>\n<\/ul>\n<\/div>                        <\/div>\n\n                                            <\/div>\n                <\/div>\n\n                        <\/div>\n    <\/div>\n    <\/section>\n\n\n<section class=\"hero hero-position-2\">\n    <div class=\"container\">\n        <div class=\"hero-slider\">\n            <div class=\"hero-container blue\"><div class=\"content\">                                                        <img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/themes\/alerus\/img\/swoosh.svg\" alt=\"alerus image accent\" class=\"hero-swoosh\">\n                            \n                        <h1>Ready to get started?<\/h1>\n                                                <p>Our team is happy to assist you. Please reach out to your local branch for more information.<\/p>\n                                                    <div class=\"buttons\">\n                                                                    <a class=\"btn primary\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/contact\/\" target=\"\">Contact us<\/a>\n                                                                                                    <a class=\"btn primary\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/locations\/\" target=\"\">Visit a location near you<\/a>\n                                                            <\/div>\n                         \n                    <\/div><\/div>        <\/div>\n            <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":1720,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2751","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/2751","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/comments?post=2751"}],"version-history":[{"count":38,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/2751\/revisions"}],"predecessor-version":[{"id":37702,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/2751\/revisions\/37702"}],"up":[{"embeddable":true,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/1720"}],"wp:attachment":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/media?parent=2751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}