{"id":36297,"date":"2024-09-16T20:12:31","date_gmt":"2024-09-16T20:12:31","guid":{"rendered":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/?page_id=36297"},"modified":"2024-09-16T21:01:37","modified_gmt":"2024-09-16T21:01:37","slug":"small-business","status":"publish","type":"page","link":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/business-test\/small-business\/","title":{"rendered":"Small Business"},"content":{"rendered":"\n<section class=\"hero hero-position-1\">\n    <div class=\"container\">\n        <div class=\"hero-slider\">\n            <div class=\"hero-container image-right\"><div class=\"left\">                                                        <img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/themes\/alerus\/img\/swoosh.svg\" alt=\"alerus image accent\" class=\"hero-swoosh\">\n                            \n                        <h1>Empowering small businesses to grow<\/h1>\n                                                <p>Focused on your unique needs, our financial solutions help small businesses succeed in a competitive market.<\/p>\n                         \n                    <\/div>                        <div class=\"right\">\n                            <img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/uploads\/2024\/09\/GettyImages-1481389559-Hero01.jpg\" alt=\"Gettyimages 1481389559 Hero01\">\n                        <\/div>\n                    <\/div>        <\/div>\n            <\/div>\n<\/section>\n\n\n<section class=\"breadcrumbs\">\n    <div class=\"container breadcrumbWrapper\">\n        <p id=\"breadcrumbs\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/p>    <\/div>\n<\/section>\n\n<section class=\"general one-column default\">\n    <div class=\"container\">\n        <div class=\"column\"><div class=\"module\"><p>Starting and growing a business comes with many challenges. Our financial tools and services are designed to help you manage cash flow, plan for growth, and streamline daily operations. Whether you&#8217;re just starting out or expanding, we&#8217;re here to provide the support needed for long-term success.<\/p>\n<\/div><\/div>    <\/div>\n<\/section>\n\n\n\n<section class=\"cards card-type-images add-card-border\">\n        <div class=\"container\">\n        \n                    <div class=\"card\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/uploads\/2024\/09\/GettyImages-1465289648-Hero01.jpg\" class=\"card-image\" \/>                    \n                    <div class=\"content align-left\">\n                        <h3>Business Checking and Savings Accounts<\/h3>\n                        <p>Simplify your finances with flexible accounts tailored to small business needs. <\/p>\n                                                    <a class=\"btn primary\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/business\/banking\/business-checking\/\" target=\"\">Business Checking<\/a>\n                                            <\/div>\n                    <\/div>            \n                    <div class=\"card\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/uploads\/2024\/09\/GettyImages-1770666963-Text-Image-Split.jpg\" class=\"card-image\" \/>                    \n                    <div class=\"content align-left\">\n                        <h3>Small Business Loans and Lines of Credit<\/h3>\n                        <p>Access the funds needed for expansion, equipment purchases, or working capital. <\/p>\n                                                    <a class=\"btn primary\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/business\/financing\/business-credit-financing\/\" target=\"\">Credit and Financing<\/a>\n                                            <\/div>\n                    <\/div>                <\/div>\n<\/section>\n\n\n<section class=\"accordion\">\n    <div class=\"container\">\n        <div class=\"intro\"><p>u003ch2u003eFrequently Asked Questionsu003c\/h2u003e<\/p>\n<\/div>     \n        <div class=\"accordionItems  accordion-padding\" id=\"accordionItems-1\">\n            \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-1-1\"><span>What do I need to open a business checking account?<\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-1-1\"><p>To open a business checking account, you will need to provide identification, your business tax identification number, and legal business documents such as your articles of incorporation or business license.<\/p>\n<\/div><\/div>\n                \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-2-1\"><span>Are there monthly maintenance fees? <\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-2-1\"><p>Monthly maintenance fees vary by account type. Some accounts waive the fee if a minimum balance is maintained.<\/p>\n<\/div><\/div>\n                \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-3-1\"><span>How can I open a business checking account? <\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-3-1\"><p>You can easily open a business checking account by visiting an Alerus location or you can start the process online. Our business banking specialists are also available to help you choose the right account for your needs.<\/p>\n<\/div><\/div>\n                \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-4-1\"><span>What tools are available to help manage cash flow? <\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-4-1\"><p>Alerus provides a suite of treasury management services, including cash flow analysis, receivables and payables solutions, fraud prevention tools like Positive Pay, and liquidity management to help your business run smoothly. Visit our Treasury Services page for more information.<\/p>\n<\/div><\/div>\n                \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-5-1\"><span>Are there options for businesses with higher tranaction volumes? <\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-5-1\"><\/div><\/div>\n                \n                    <div class=\"accordionItem\"><div class=\"accordionTitle accordionTitle-1\" id=\"accordionTitle-6-1\"><span>Can I integrate payroll and merchant services with my business checking account? <\/span><\/div>\n                    <div class=\"accordionCopy accordionCopy-1\" id=\"accordionCopy-6-1\"><\/div><\/div>\n                        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"icons\">\n    <div class=\"container\">\n        <div class=\"intro\"><p>u003cdiv class=u0022introu0022u003ernu003ch2u003eYou may also be interested in:u003c\/h2u003ernu003c\/divu003e<\/p>\n<\/div><a class=\"icon-card\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/business\/financing\/business-credit-cards\/\" target=\"\">                   \n                    <div class=\"icon\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/plugins\/acf-image-select-field-main\/assets\/credit-card.svg\" alt=\"Business Creditu003cbru003e Cards icon\"><\/div>\n                                            <div class=\"content\">\n                            <h3>Business Creditu003cbru003e Cards<\/h3>\n                        <\/div>\n                        <\/a>            <a class=\"icon-card\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/business\/treasury-cash-managment\/\" target=\"\">                   \n                    <div class=\"icon\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/plugins\/acf-image-select-field-main\/assets\/treasury.svg\" alt=\"Treasury u003cbru003eServices icon\"><\/div>\n                                            <div class=\"content\">\n                            <h3>Treasury u003cbru003eServices<\/h3>\n                        <\/div>\n                        <\/a>            <a class=\"icon-card\" href=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/business\/banking\/business-savings\/\" target=\"\">                   \n                    <div class=\"icon\"><img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/plugins\/acf-image-select-field-main\/assets\/savings.svg\" alt=\"Business Savings Accounts icon\"><\/div>\n                                            <div class=\"content\">\n                            <h3>Business Savings Accounts<\/h3>\n                        <\/div>\n                        <\/a>                <\/div>\n<\/section>\n\n\n<section class=\"hero hero-position-2\">\n    <div class=\"container\">\n        <div class=\"hero-slider\">\n            <div class=\"hero-container blue\"><div class=\"content\">                                                        <img decoding=\"async\" src=\"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-content\/themes\/alerus\/img\/swoosh.svg\" alt=\"alerus image accent\" class=\"hero-swoosh\">\n                            \n                        <h1>Redy to get started? <\/h1>\n                                                <p>u003ca class=u0022btn primaryu0022 href=u0022#u0022 target=u0022_selfu0022u003eVisit a locationu003c\/au003e<\/p>\n                         \n                    <\/div><\/div>        <\/div>\n            <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":36210,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-36297","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/36297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/comments?post=36297"}],"version-history":[{"count":12,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/36297\/revisions"}],"predecessor-version":[{"id":36406,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/36297\/revisions\/36406"}],"up":[{"embeddable":true,"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/pages\/36210"}],"wp:attachment":[{"href":"https:\/\/f9dc7fd910.nxcli.net\/alerus\/wp-json\/wp\/v2\/media?parent=36297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}