Best Practices for Managing Your Credit
When you are applying for a mortgage, car loan, home-equity line, insurance, home rental, or job, be aware that your credit score may impact your application. Few other numbers help or hurt your life so…
Keep on Top of Your Credit Rating
The use of credit in today’s world is pervasive. People charge meals in restaurants and purchases in boutique shops, pay for appliances on the installment plan and obtain loans to buy homes and automobiles, take…
Preparing for Retirement with a Recession Looming
Preparing for retirement can be a daunting task at the best of times, but when a recession is looming, it can be even more challenging. The global pandemic has caused significant economic disruption, and many…
Lessons from the Great Recession of 2007 – 2009
After the Great Recession from 2007 to 2009 hit, far too many Americans found themselves without any savings to get through the hardships of unemployment, falling house prices, dwindling 401(k)s, and increased financial anxieties. Don’t…
Negative Superlatives and Market Drops
Almost any global happening can spur you to sell investment positions or put off investing new dollars. But remember: the headlines are just to sell newspapers (or digital ads). You must keep a level head…
The Fed, Interest Rates, and Investing
As an investor, you undoubtedly ask when, or if, the Federal Reserve Bank (the Fed) raises interest rates, how will that affect consumers and businesses? What about the consequences for certain segments of the economy?